Welcome to the Loan Center! Are you looking to buy a home? Here you can use our online tools to learn more about home loans and find the best loan options to suit your needs and goals. You can explore our site without any obligation or disclosure of personal information, or if you want, you can even begin the application process online!

At any point, feel free to e-mail or call us regarding any questions you may have. You can find our contact information at the bottom of each page. We are here to personally help you through the entire home financing process.

	Home Loan Program Interest Rates
	Conventional Loan Program (Up to 1% Origination Fee) Conforming Loans to $417,000 Non-Conforming Loans from $417,001 to $834,000   Rates Price   Rates Price 30 Year: 5.000% 100.000 30 Year: 6.000% 100.000 15 Year: 4.375% 100.000 15 Year: 5.375% 100.000 CalSTRS Zero Down Preferred 95/5 Program (Up To 1.25% Origination Fee) Conforming Loans to $417,000 Non-Conforming Loans from $417,001 to $650,000   Rates Price   Rates Price 30 Year: 6.250% 100.000 30 Year: 6.500% 100.000 2nd Mtg: 6.250% 100.000 2nd Mtg: 6.500% 100.000 CalSTRS 80-17 Program (Up To 1.25% Origination Fee) Conforming Loans to $417,000 Non-Conforming Loans from $417,001 to $650,000   Rates Price   Rates Price 30 Year: 5.375% 100.000 30 Year: 6.375% 100.000 2nd Mtg: 5.375% 100.000 2nd Mtg: 6.375% 100.000 Interest Rate Effective Date: Thurday, October 28, 2009